{"id":138,"date":"2026-01-30T12:00:00","date_gmt":"2026-01-30T18:00:00","guid":{"rendered":"https:\/\/www.leoinsurancegroup.com\/blog\/?p=138"},"modified":"2026-01-15T15:16:48","modified_gmt":"2026-01-15T21:16:48","slug":"who-needs-umbrella-insurance-and-should-you-consider-it","status":"publish","type":"post","link":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/","title":{"rendered":"Who Needs Umbrella Insurance, and Should You Consider It?"},"content":{"rendered":"<p>If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance.<\/p>\n<p>If you&#8217;re interested in umbrella insurance for your household, the professionals at Leo Insurance Group, servicing&nbsp;Las Vegas, NV, can help. Here&#8217;s what you need to know about umbrella insurance.&nbsp;<\/p>\n<h2>What Is Umbrella Insurance?<\/h2>\n<p>Umbrella insurance is a policy that extends liability coverage on your home insurance, car insurance, or watercraft insurance. Umbrella insurance provides additional protection, kicking in when liability coverage on another policy runs out.&nbsp;<\/p>\n<h2>Who Needs Umbrella Insurance?<\/h2>\n<p>You may need umbrella insurance if you have more assets than the liability coverage on your other insurance. Umbrella insurance helps provide maximum protection, so you can avoid financial injury if you are sued. People who sometimes consider getting umbrella insurance are people who have a trampoline or pool on their property.&nbsp;<\/p>\n<p>If you&#8217;re wondering whether umbrella insurance is a good type of insurance for you, talk to your insurance agent. Your insurance agent can help you determine whether this type of insurance makes sense for your needs.&nbsp;<\/p>\n<h2>How Can You Get Umbrella Insurance?<\/h2>\n<p>The professionals at Leo Insurance Group, servicing&nbsp;Las Vegas, NV, are happy to help clients find the best policies for their needs. As an independent insurance agent, we work with many insurance carriers. This means when you contact us for insurance, we can shop around for you until we find a policy that provides the level of protection that you require.&nbsp;<\/p>\n<p>Want to get started with umbrella insurance? Call today to speak with one of our insurance professionals.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you&#8217;re interested in umbrella insurance for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[24,27,14,28,32],"class_list":["post-138","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-insurance","tag-las-vegas","tag-leo-insurance-group","tag-nv","tag-umbrella"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you&#039;re interested in umbrella insurance for\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Leo Insurance Group -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group\" \/>\n\t\t<meta property=\"og:description\" content=\"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you&#039;re interested in umbrella insurance for\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-01-30T18:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-01-15T21:16:48+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group\" \/>\n\t\t<meta name=\"twitter:description\" content=\"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you&#039;re interested in umbrella insurance for\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#blogposting\",\"name\":\"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group\",\"headline\":\"Who Needs Umbrella Insurance, and Should You Consider It?\",\"author\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/#organization\"},\"datePublished\":\"2026-01-30T12:00:00-06:00\",\"dateModified\":\"2026-01-15T15:16:48-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#webpage\"},\"articleSection\":\"Umbrella Insurance, insurance, las vegas, Leo Insurance Group, nv, umbrella\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/category\\\/umbrella-insurance\\\/#listItem\",\"name\":\"Umbrella Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/category\\\/umbrella-insurance\\\/#listItem\",\"position\":2,\"name\":\"Umbrella Insurance\",\"item\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/category\\\/umbrella-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#listItem\",\"name\":\"Who Needs Umbrella Insurance, and Should You Consider It?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#listItem\",\"position\":3,\"name\":\"Who Needs Umbrella Insurance, and Should You Consider It?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/category\\\/umbrella-insurance\\\/#listItem\",\"name\":\"Umbrella Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/#organization\",\"name\":\"Blog | Leo Insurance Group\",\"url\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#webpage\",\"url\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/\",\"name\":\"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group\",\"description\":\"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you're interested in umbrella insurance for\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/who-needs-umbrella-insurance-and-should-you-consider-it\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2026-01-30T12:00:00-06:00\",\"dateModified\":\"2026-01-15T15:16:48-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/\",\"name\":\"Blog | Leo Insurance Group\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.leoinsurancegroup.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group","description":"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you're interested in umbrella insurance for","canonical_url":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#blogposting","name":"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group","headline":"Who Needs Umbrella Insurance, and Should You Consider It?","author":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/#organization"},"datePublished":"2026-01-30T12:00:00-06:00","dateModified":"2026-01-15T15:16:48-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#webpage"},"isPartOf":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#webpage"},"articleSection":"Umbrella Insurance, insurance, las vegas, Leo Insurance Group, nv, umbrella"},{"@type":"BreadcrumbList","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.leoinsurancegroup.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.leoinsurancegroup.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/category\/umbrella-insurance\/#listItem","name":"Umbrella Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/category\/umbrella-insurance\/#listItem","position":2,"name":"Umbrella Insurance","item":"https:\/\/www.leoinsurancegroup.com\/blog\/category\/umbrella-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#listItem","name":"Who Needs Umbrella Insurance, and Should You Consider It?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.leoinsurancegroup.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#listItem","position":3,"name":"Who Needs Umbrella Insurance, and Should You Consider It?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/category\/umbrella-insurance\/#listItem","name":"Umbrella Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/#organization","name":"Blog | Leo Insurance Group","url":"https:\/\/www.leoinsurancegroup.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.leoinsurancegroup.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#webpage","url":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/","name":"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group","description":"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you're interested in umbrella insurance for","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/#breadcrumblist"},"author":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2026-01-30T12:00:00-06:00","dateModified":"2026-01-15T15:16:48-06:00"},{"@type":"WebSite","@id":"https:\/\/www.leoinsurancegroup.com\/blog\/#website","url":"https:\/\/www.leoinsurancegroup.com\/blog\/","name":"Blog | Leo Insurance Group","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.leoinsurancegroup.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Leo Insurance Group -","og:type":"article","og:title":"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group","og:description":"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you're interested in umbrella insurance for","og:url":"https:\/\/www.leoinsurancegroup.com\/blog\/who-needs-umbrella-insurance-and-should-you-consider-it\/","article:published_time":"2026-01-30T18:00:00+00:00","article:modified_time":"2026-01-15T21:16:48+00:00","twitter:card":"summary","twitter:title":"Who Needs Umbrella Insurance, and Should You Consider It? - Blog | Leo Insurance Group","twitter:description":"If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance. If you're interested in umbrella insurance for"},"aioseo_meta_data":{"post_id":"138","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2026-01-30 18:06:22","updated":"2026-01-30 18:06:22","seo_analyzer_scan_date":null},"_links":{"self":[{"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=138"}],"version-history":[{"count":1,"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/138\/revisions"}],"predecessor-version":[{"id":139,"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/138\/revisions\/139"}],"wp:attachment":[{"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.leoinsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}