A Guide To Help Las Vegas Residents Find The Right Auto Insurance Policy

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For over 12 years, Leo Insurance Group has helped Las Vegas, NV residents find coverage. We want to make sure that our clients find the policies they need to protect their assets. Offering exceptional customer service is one of our primary goals.

Nevada Auto Insurance Guide

Auto insurance helps protect you as you travel around Las Vegas, NV, and other parts of the state. An accident can happen at any time regardless if you are driving safely. You have to think about the other drivers as well as the road conditions. Basic collision coverage protects you when your vehicle suffers damage from impact with another vehicle or object. Comprehensive coverage protects your vehicle in other ways. You are covered if someone tries to steal your car or vandalize it. Comprehensive coverage also gives you a safety net when unexpected accidents occur, such as fires or natural disasters.

Liability Coverage

Liability coverage is a significant part of the policy. You are protected if your vehicle injures someone or damages their property. You are also protected if one of your passengers suffers an injury while riding with you.

Other Things To Consider

If you have any accessories or custom parts on your vehicle, you’ll have to amend your policy to cover those items fully. If you use your vehicle to assist with your profession, consider adding commercial coverage. This ensures that your vehicle is covered if something happens on the job. You also have the option to add emergency assistance coverage to your policy. If you are suffering car troubles or your tire deflates, you can receive towing service. You’ll also receive help replacing the flat tire.

Leo Insurance Group Can Help You Find The Right Policy

Visit our website to learn more information about auto insurance.  

Home insurance tips for new homeowners in Las Vegas, NV

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Buying a home for the first time can be one of the most memorable moments in your life. It is usually connected to other major life decisions such as having children, getting married, or moving from a parent’s home. Apart from the lengthy paperwork, there are plenty of negotiations, inspections, and financial preparations to be done. That’s why Leo Insurance Group encourages the discussion of buying home insurance to protect your investment.  Here are a few tips to get you started and help you learn more about buying home insurance.

Do Your Homework

If you are a first time home buyer, the chances are that you are also a first time home insurance buyer. Before making any purchases, you may want to go the extra mile and conduct enough research. Familiarize yourself with your Las Vegas, NV neighborhood and know some of the most common home insurance claims in the area.

Know Your Home’s Value

Even though you might have bought the house at a lower or higher price than the market value, it is critical to know the real value of your home. You can check with an assessor or local builder who can give you an accurate home value. The last thing you want is to insure a house for more than it’s worth. Keep an updated inventory of your personal belongings to be recorded during the insurance purchase. This makes it easier to prove ownership to your insurance company when filing a claim.

Understand Your Policy

Accidents can happen anytime, and nature is sometimes unpredictable. That’s why most mother nature perils are not covered in a home insurance policy. Check what is covered in your approach and make sure it matches with your insurance needs and risks.

Don’t ignore your insurance purchase to the last minute; there is a lot more to home insurance than just signing several papers. Contact Leo Insurance Group for more tips on buying home insurance for the first time.