Most people are familiar with the basics of insurance coverage, but when it comes to recreation, there can be a lot of confusion about what is and isn’t covered. Here in Las Vegas NV, we love our recreation, so it’s important to be clear about what your recreational insurance policy covers. If you have questions about your coverage, or if you’re looking for a new policy, our team at Leo Insurance Group is here to help.
What is recreational insurance?
Recreational vehicles like motor homes and snowmobiles are a source of lots of fun and great memories. However, there’s always a possibility of an accident. And accidents can be expensive, so a recreational insurance policy will be there – if you need it – to help with medical bills and other expenses.
What Types of Vehicles Does Recreational Insurance Cover?
Recreational insurance covers all sorts of motor-powered vehicles. Some common examples include:
- dirt bikes
- dune buggies
- golf carts
- motor homes
Home and Auto Policies
In certain situations, your home or auto policy might cover your recreational vehicle. For example, fifth wheels that are pulled behind a car often have coverage under the auto insurance policy. But pulling a travel trailer may not. Or if your kids play with dirt bikes on your own property, then it may be covered under your homeowner’s insurance. But the policy probably doesn’t if you take them to a state park.
Do I Need Recreational Insurance?
Recreational insurance fills the gaps not covered by your auto or home insurance policies. So you can relax and enjoy your recreational vehicles inside or outside Las Vegas, NV. You can without worry. Contact Leo Insurance Group today, and we can get you covered.
Ownership of recreational vehicles in Las Vegas, NV is becoming a popular trend and manifesting tremendous growth. It is, therefore, pivotal as a Las Vegas NV RV owner to scout for the right policy for your RV needs. Getting magnificent recreational insurance coverage can safeguard your motorhome, camper, or your travel trailer. Recreational insurance coverage is a formidable tool that helps preserve the massive financial investment you made in your RV.
Maintaining an RV is an absolute dream come true for many residents in Las Vegas NV because it offers breathtaking fun and provides a refreshing way to travel across the countryside. Recreational insurance can sometimes pose some complexity in Las Vegas NV. Don’t hesitate to contact our charismatic agents at Leo Insurance Group and get formidable recreational insurance matching your needs and budget. Different types of recreational insurance may protect an RV owner in versatile ways, as stipulated below. Some of them include:
Comprehensive and collision coverages: Comprehensive coverage caters to repairing or replacing your RV beyond non-collision driving phenomena like vandalism, fire, and theft. Collision coverage pays the cost for repairing or replacing your RV if it collides with other vehicles or stationary objects.
Medical payments: The prime role of this type of coverage is to pay for your medical costs should you or your passengers encounter an accident in your motorhome, irrespective if you are deemed legally responsible.
Uninsured or underinsured motorist coverage: It pays for your medical costs if you get in an accident in your RV with another motorist who doesn’t possess enough insurance or they do not have coverage at all to cater to your hospital bills.
Roadside assistance: Have you ever thought about what could happen if you get stuck with your RV in the middle of the road? Worry not because road assistance coverage can salvage you from these stressful moments? This policy can assist you with the costs of fuel replenishment, electrical breakdowns, and even towing costs.
Are you in need of salient recreational insurance to protect your family and your RV in Las Vegas, NV? Please speak with our reputable agents at Leo Insurance Group today. We are specialists, and we will take you through the requirements and assist you in choosing the most prolific coverage to meet your needs.