Owning a condo in Las Vegas is a dream come true. Once you have accomplished your dream, it is hard to imagine anything happening to shatter that dream. Unfortunately, bad things do happen and when you have to file a claim with your insurance company it is never fun. But it can be easier if you have a home inventory. At Leo Insurance Group in Las Vegas, NV, we are a full-service independent insurance agency with an experienced team to help you with all your insurance needs.
If your condo is damaged, and you lose some or all of your possessions, you will be asked to provide some proof of what you had prior to the damage. In this type of situation, you may be rather traumatized by what has happened to you and trying to remember all the things you had before it happened. Not to mention the time trying to reconstruct everything from memory.
Filing a claim isn’t easy or enjoyable, but it can be less stressful if you have an inventory you did prior to the damage. You can document every room with pictures and a written list. Look in every drawer, closet, and cabinet. Take pictures especially of more expensive items. Attach sales slips or invoices to the page for that room. Give as much detail as possible.
For larger items like appliances and electronics, include brand, model, and serial number. If you have jewelry, art, or antiques, having an appraisal is important to prove the value. Once your inventory is complete, place it in a safe place where you will be able to safely access it when your condo is damaged.
You don’t need to have an inventory but having one will save time and effort in the event you file a claim. Contact Leo Insurance Group in Las Vegas, NV to learn more about condo coverage.