What does recreational insurance cover?

Most people are familiar with the basics of insurance coverage, but when it comes to recreation, there can be a lot of confusion about what is and isn’t covered. Here in Las Vegas NV, we love our recreation, so it’s important to be clear about what your recreational insurance policy covers. If you have questions about your coverage, or if you’re looking for a new policy, our team at Leo Insurance Group is here to help.

What is recreational insurance?

Recreational vehicles like motor homes and snowmobiles are a source of lots of fun and great memories. However, there’s always a possibility of an accident. And accidents can be expensive, so a recreational insurance policy will be there – if you need it – to help with medical bills and other expenses.

What Types of Vehicles Does Recreational Insurance Cover?

Recreational insurance covers all sorts of motor-powered vehicles. Some common examples include:

  • ATVs
  • campers
  • dirt bikes
  • dune buggies
  • golf carts
  • mopeds
  • motor homes
  • scooters
  • snowmobiles
  • trailers

Home and Auto Policies

In certain situations, your home or auto policy might cover your recreational vehicle. For example, fifth wheels that are pulled behind a car often have coverage under the auto insurance policy. But pulling a travel trailer may not. Or if your kids play with dirt bikes on your own property, then it may be covered under your homeowner’s insurance. But the policy probably doesn’t if you take them to a state park.

Do I Need Recreational Insurance?

Recreational insurance fills the gaps not covered by your auto or home insurance policies. So you can relax and enjoy your recreational vehicles inside or outside Las Vegas, NV. You can without worry. Contact Leo Insurance Group today, and we can get you covered.