If you have homeowners insurance, you probably know that your insurance policy provides liability coverage that helps provide financial protection if you are sued or if a claim is filed against you. This liability insurance only goes so far, which is why some people turn to umbrella insurance.

If you’re interested in umbrella insurance for your household, the professionals at Leo Insurance Group, servicing Las Vegas, NV, can help. Here’s what you need to know about umbrella insurance. 

What Is Umbrella Insurance?

Umbrella insurance is a policy that extends liability coverage on your home insurance, car insurance, or watercraft insurance. Umbrella insurance provides additional protection, kicking in when liability coverage on another policy runs out. 

Who Needs Umbrella Insurance?

You may need umbrella insurance if you have more assets than the liability coverage on your other insurance. Umbrella insurance helps provide maximum protection, so you can avoid financial injury if you are sued. People who sometimes consider getting umbrella insurance are people who have a trampoline or pool on their property. 

If you’re wondering whether umbrella insurance is a good type of insurance for you, talk to your insurance agent. Your insurance agent can help you determine whether this type of insurance makes sense for your needs. 

How Can You Get Umbrella Insurance?

The professionals at Leo Insurance Group, servicing Las Vegas, NV, are happy to help clients find the best policies for their needs. As an independent insurance agent, we work with many insurance carriers. This means when you contact us for insurance, we can shop around for you until we find a policy that provides the level of protection that you require. 

Want to get started with umbrella insurance? Call today to speak with one of our insurance professionals.