Will My Standard Vehicle Insurance Include My Classic Motorcycle?

If you’re already a classic motorcycle owner or considering purchasing one, it’s important to understand Nevada’s insurance requirements. At Leo Insurance Group in Las Vegas, NV, we can guide you through the state’s regulations to ensure you and your classic ride are adequately protected.

Nevada’s Requirements for Classic Motorcycle Insurance

While it might seem convenient to add your classic motorcycle to your existing car insurance policy, Nevada typically requires a separate policy specifically designed for classic motorcycles. These vehicles have unique insurance needs. For instance, if your motorcycle has a license plate designating it as a classic vehicle, Nevada mandates that you carry the appropriate classic insurance.

Your policy must include the state’s minimum liability coverage, which encompasses property damage and bodily injury. Additionally, classic motorcycle insurance may offer coverage for restoration, spare parts for repairs, and the bike’s agreed-upon value.

In Nevada, motorcycles with classic license plates often come with usage restrictions. These limitations may include prohibiting the motorcycle from being used daily as your primary mode of transportation and limiting the annual mileage the bike can be ridden.

When renewing your classic plates or registering your classic motorcycle, Nevada requires proof of insurance that meets the state’s requirements for classic vehicles.

Contact Us for Assistance

If you’re a classic motorcycle owner in Las Vegas, NV, contact our team at Leo Insurance Group for all the information you need about classic motorcycle insurance policies. Reach out to us by phone or email—we’re here to answer your questions and ensure your classic motorcycle is adequately covered.

How to Extend the Lifespan of Your Car

With the increasing cost of vehicle ownership, buying a new car doesn’t fit into everyone’s budget these days. That’s why exploring ways to extend the lifespan of your current vehicle is essential. Leo Insurance Group, serving Las Vegas, NV and surrounding areas, is here to assist. Read on to discover simple tactics to get more mileage out of your existing vehicle.

Emphasize Maintenance

One of the most straightforward ways to prolong your vehicle’s life is to emphasize regular maintenance. This includes routine tasks such as oil changes, tire rotations, brake changes, and fluid checks. Adhering to a well-planned maintenance schedule can keep your vehicle in top shape and increase its longevity.

Obtain Adequate Auto Coverage

Having the right auto coverage for your vehicle brings peace of mind. You can rest assured that even if your vehicle gets damaged, you’ll have the financial resources to fix it. Minimal coverage could potentially leave you with damage repair costs that you can’t afford, leading to you being without a vehicle, a significant risk in today’s economy.

Adopt Responsible Driving Habits

Adopting responsible driving habits is another simple strategy to enhance your vehicle’s lifespan. Reckless driving exposes you to the risk of accidents and consequential injuries, costing you money and your vehicle’s life. Driving at moderate speeds, avoiding distractions, and maintaining composure in stressful driving situations all contribute to lengthening your vehicle’s lifespan.

To learn more about auto insurance, get in touch with us at Leo Insurance Group, serving Las Vegas, NV, and surrounding areas.

The many benefits of comprehensive auto insurance

The Leo Insurance Group is one of the top agencies that Las Vegas, NV area residents count on. Many auto owners simply renew the same policy year after year without knowing what benefits it offers. If you want to make sure that you are getting all of the benefits that a comprehensive auto policy offers, we can help!

Benefits of comprehensive auto insurance

When you have a comprehensive auto insurance policy, your life can be a lot less stressful. If your vehicle is ever involved in a covered event that takes it out of commission, such a policy can help make getting your vehicle repaired or replaced more seamless.

Being without transportation can be a major disruption to your everyday life. And, if you happen to be injured in the accident that took your vehicle offline, the stress can be incredibly serious. 

With a comprehensive auto policy, you can select coverage for rental car expenses while your vehicle is being repaired. Increased medical expense coverage is another benefit that a comprehensive policy can provide.

With benefits like roadside assistance and towing service coverage, having a comprehensive policy in place can make handling the aftermath of an accident much easier. 

Because of all of the features and benefits that are being introduced to comprehensive policies, it is recommended that policyholders review their coverage prior to renewal, at least once a year. You may be missing out on some truly helpful benefits by simply sticking with the same policy year after year.

We’re here to help!

Let the Leo Insurance Group help you find the auto policy that meets your needs! If you are a resident in the greater Las Vegas, NV area, give us a call or stop by our office to learn more.

A Guide To Help Las Vegas Residents Find The Right Auto Insurance Policy

For over 12 years, Leo Insurance Group has helped Las Vegas, NV residents find coverage. We want to make sure that our clients find the policies they need to protect their assets. Offering exceptional customer service is one of our primary goals.

Nevada Auto Insurance Guide

Auto insurance helps protect you as you travel around Las Vegas, NV, and other parts of the state. An accident can happen at any time regardless if you are driving safely. You have to think about the other drivers as well as the road conditions. Basic collision coverage protects you when your vehicle suffers damage from impact with another vehicle or object. Comprehensive coverage protects your vehicle in other ways. You are covered if someone tries to steal your car or vandalize it. Comprehensive coverage also gives you a safety net when unexpected accidents occur, such as fires or natural disasters.

Liability Coverage

Liability coverage is a significant part of the policy. You are protected if your vehicle injures someone or damages their property. You are also protected if one of your passengers suffers an injury while riding with you.

Other Things To Consider

If you have any accessories or custom parts on your vehicle, you’ll have to amend your policy to cover those items fully. If you use your vehicle to assist with your profession, consider adding commercial coverage. This ensures that your vehicle is covered if something happens on the job. You also have the option to add emergency assistance coverage to your policy. If you are suffering car troubles or your tire deflates, you can receive towing service. You’ll also receive help replacing the flat tire.

Leo Insurance Group Can Help You Find The Right Policy

Visit our website to learn more information about auto insurance.