If you’re already a classic motorcycle owner or considering purchasing one, it’s important to understand Nevada’s insurance requirements. At Leo Insurance Group in Las Vegas, NV, we can guide you through the state’s regulations to ensure you and your classic ride are adequately protected.
Nevada’s Requirements for Classic Motorcycle Insurance
While it might seem convenient to add your classic motorcycle to your existing car insurance policy, Nevada typically requires a separate policy specifically designed for classic motorcycles. These vehicles have unique insurance needs. For instance, if your motorcycle has a license plate designating it as a classic vehicle, Nevada mandates that you carry the appropriate classic insurance.
Your policy must include the state’s minimum liability coverage, which encompasses property damage and bodily injury. Additionally, classic motorcycle insurance may offer coverage for restoration, spare parts for repairs, and the bike’s agreed-upon value.
In Nevada, motorcycles with classic license plates often come with usage restrictions. These limitations may include prohibiting the motorcycle from being used daily as your primary mode of transportation and limiting the annual mileage the bike can be ridden.
When renewing your classic plates or registering your classic motorcycle, Nevada requires proof of insurance that meets the state’s requirements for classic vehicles.
Contact Us for Assistance
If you’re a classic motorcycle owner in Las Vegas, NV, contact our team at Leo Insurance Group for all the information you need about classic motorcycle insurance policies. Reach out to us by phone or email—we’re here to answer your questions and ensure your classic motorcycle is adequately covered.
